Terms of Use

Last updated: May 2026

These Terms regulate your access to and use of the KRYSTAL KS website. KRYSTAL KS (Credit Union "KRYSTAL") provides credit union services to members in Ukraine. By using this website, you accept these Terms.

1. Company Information

Legal name: Credit Union "KRYSTAL" (short name: CU "KRYSTAL"). English brand: KRYSTAL KS. EDRPOU code: 36435868. Address: 2b, of. 7 vul. Velyka Arnautska, Odesa, 65048 Ukraine. Website: kskrystal.org.

2. Website Use

You agree to use this website lawfully and not interfere with its operation, security, or availability. Unauthorized access attempts and abusive actions are prohibited.

3. Credit Union Services

Information on this website is general and does not constitute individual financial advice. Loan terms, member contributions, and other services are provided according to internal rules of the credit union and applicable Ukrainian legislation.

4. Membership and Applications

Some services may require membership and additional documentation. You are responsible for submitting accurate and complete information in all requests and applications.

5. Intellectual Property

All texts, visual materials, branding elements, and other content on this website belong to KRYSTAL KS or are used legally. Reuse without written permission is prohibited.

6. Limitation of Liability

To the extent permitted by law, KRYSTAL KS is not liable for indirect losses arising from website use, technical interruptions, or reliance on general informational content.

7. Third-Party Resources

If the website links to third-party resources, KRYSTAL KS is not responsible for their content, security, or data processing practices.

8. Amendments

We may revise these Terms from time to time. The latest version is published on this page with an updated date.

9. Governing Law

These Terms are governed by the laws of Ukraine. Disputes shall be resolved under Ukrainian jurisdiction unless mandatory law provides otherwise.

10. Contact

For questions regarding these Terms, contact us via contact@kskrystal.org or by post: 2b, of. 7 vul. Velyka Arnautska, Odesa, 65048 Ukraine.